10. UFO abduction
Name says it all. For $19.95 Florida's UFO Abduction Insurance Co. will issue a certificate for $10 million of coverage if a visitor from Mars grabs you. Small catch: To file a claim you need the...
View Article9. Damaged wedding gown
It's sort of a narrow coverage. But a $25,000 wedding gown can be protected against damage--including by the dog--for about $150. The deductible is only $25.
View Article8. Kidnapping
Insurance covering payment of ransom in the event of a kidnapping is often a part of polices that large companies buy for their senior executives, especially when they travel abroad. There's usually a...
View Article7. Pet's life
There is such a thing as dog life insurance. You're not going to be able to get a policy on a mutt you adopted from the pound. But you might if it's a show dog or one that, thanks to breeding,...
View Article6. Travel
Once limited to airplane crashes, travel insurance has grown in popularity thanks to weather-caused interruptions. Separate coverages can include cancellation, delay, and personal medical evacuation....
View Article5. No-show wedding photographer
Maybe you picked an unreliable shooter for your big day, or his car simple broke down. It's possible to buy a policy that will provide a cash payment. A $20,000 policy costs $145.
View Article4. ID theft
Something your parents didn't have to worry about pre-Internet, identity theft has become a big problem. Insurance coverage can be an automatic part of a homeowners policy, or purchased as an add-on...
View Article3. Green upgrade
Say a fire damages your house, including the furnace. A $75 or less rider to your homeowner policy will allow you to rebuild with more expensive but green mechanicals like solar panels.
View Article2. Wine collection
The average homeowner's policy is not likely to cover a fancy wine collection. But $225 will buy a yearly policy from Fireman's Fund covering $50,000 of wine from a variety of perils, including failure...
View Article1. Change-of-heart protection
You can buy a policy covering cancellation of a wedding for causes beyond anyone's control like illness or bad weather. For another $25, the policy also will pay off a couple's change-of-heart decision...
View ArticleInsuring life's quirky perils
Everyone knows about long-established insurance for home, car and health. But other coverages out there can afford protection for narrow perils of modern-day living, often at a surprisingly low cost.
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